HSA and FSA save money on Thai massage
HSA and FSA
Your Ticket To A Rejuvenating Massage Therapy Journey
Getting Thai massage on a regular basis may be more affordable than you thought.
What if you could pay for it with pre-tax dollars that are automatically taken out of your paycheck?
Saving up for healthcare costs and wellness services, including massage therapy, isn’t as fun as saving up for a vacation or the latest gadget. Here is where HSA and FSA enter as the hero to increase your self-care time and turn your massage game around.
If you are reading this blog on a weekday with your tasks pending,
chances are the work blues are already upon you, and your brain has skipped to the weekend mode daydreaming about a great and utterly relaxing Thai massage. However, when booking a professional massage therapist in NYC, our fingers fail to be swift. It is what most of us would describe as “a luxurious expedition.”
Bring it down to earth and make a plan so that you know that you will be taking care of yourself.
Unlock savings on taxes
Flexible Savings Account (FSA) or Health Savings Account (HSA) are accounts used to unlock savings on taxes and pay for qualified medical, prescription, dental and vision expenses. And yes, massage is covered under them as well. Apart from the rejuvenating and luxury aspect, massages are highly therapeutic. Considering their intensive health benefits, including improved blood circulation, and alleviating stress, pain, and inflammation while unlocking several health benefits for the heart, one can pay through these healthcare plans.
In case you are new to this, here’s what you need to know about FSA and HSA:
~These are special healthcare payment arrangements present as a part of an employee’s healthcare welfare plans.
~These healthcare plans usually come with a debit card that includes both employee and employer contributions. In most cases, the funds are already present on the flex debit card, and one needn’t worry about reimbursements.
~Since these savings are automated, it takes away the calculation and manual effort to set a specific amount apart as we go on with our month’s expenses and splurging (while saving for our health).
~HSA has a rollover (meaning you can use and apply the current year’s savings for the upcoming one). However, FSAs do not have a rollover.
~Every contribution made is pre-tax, meaning that you end up saving a lot of money in the long run.
How to Unlock the Benefit for the Massage?
Massage is a qualified medical expense, especially if you are getting it to overcome a physical injury or an ailment. The IRS regulations clearly state that any medical care expense primarily involved treating or preventing physical conditions (including stress, anxiety, carpal tunnel syndrome, chronic fatigue, back pain, arthritis, hypertension, and pain management). Start with your HR department to learn about the coverage benefits. Next, schedule an appointment with your primary care physician and explain the symptoms that qualify you for a massage. Once you get the prescription, support your FSA/ HSA claim with the reason for massage, duration, and the number of sessions required.
Fine print
~These are special healthcare payment arrangements present as a part of an employee’s healthcare welfare plans.
There are many fine print considerations and plan benefits that you need to consider before applying for them. Consult with your HR department and check every cost expense that will be covered under your plan. You can even refer to your state’s IRS tax scheme and regulations for further information.
Book now.
Finally, you can book a session with a reliable, certified massage therapist like Thai Massage NYC experts to unlock a relaxing massage treatment.
And voila! We are done.
Connect with us directly if you want to know more about how you can leverage your HSA/ FSA benefits to relax your tense muscles with Thai Massage NYC licensed therapists.
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